Career Link: Information about a career as a financial planner
Careers Nova Scotia
http://careers.novascotia.ca/occupation/208• Details employment requirements and labour market information.
• Includes a list of useful contacts and places to get related education.• Provides information about what a financial planner does and what type of training they have.
• Includes information on how to become a certified financial planner.Web Link: Information about jobs related to finance
• Provides a list of high opportunity career options in the Nova Scotia, including those in business and finance.
• Terms are easily searchable.
• Includes a variety of definitions for each term.• Read about what exchange rates are and why they differ.
• Access related articles on this topic.• From the Menu, choose Currency Calculator.
– Choose what type of currency you want to convert.– Choose what you want to convert it into.
– Click Calculate.Currency Encyclopedia
• Provides exchange rates by country. • Includes currency calculator.Web Link: The most recent income tax, CPP, and EI rates
Canada Revenue Agency• Choose Nova Scotia.
• Section A: Download payroll deductions tables.• Section B: For CPP rates, identify whether the contributions are weekly, biweekly, semimonthly, or monthly and download the table.
• Section C: Download EI rates.• Calculate tax, CPP, EI, and other deductions online.
• This calculator works only for employees who are employed for a full year.• Calculate tax, CPP, EI, and other deductions online
• Follow the online directions to use the Canadian Tax CalculatorWeb Link: Activities related to financial planning and budgeting
Financial Consumer Agency of Canada
http://www.fcac-acfc.gc.ca/eng/education/index-eng.asp• Provides programs to help Canadians increase their personal and financial money management skills, including
– The City: a financial life skills course – Financial Basics: a financial literacy course.• Provides a list of programs that help students improve their money management skills, including
– The Learning Partnership's Entrepreneurial Adventure (EA)– TD Money Lounge
– Junior Achievement ProgramsWeb Link: Interactive game called Plan to Succeed about achieving a financial goal
NEFE High School Financial Planning Program
http://www.hsfpp.org/• Includes free financial tools provided by the National Endowment for Financial Education.
• Register to get materials.Web Link: Online budget calculator and budget templates
Financial Consumer Agency of Canada
http://www.fcac-acfc.gc.ca/iTools-iOutils/budgetCalculator/NetIncome-eng.aspx• Provides an online budget calculator for information about income, savings, and expenses.
• Information can be exported to a Microsoft® Excel or PDF file.Web Link: Information about maternity and parental benefits
Service Canada
http://www.servicecanada.gc.ca/eng/sc/ei/benefits/maternityparental.shtml• Under Currency, choose the currency you want to learn about and click on it.
• Check what that currency is worth in currencies around the world.• Provides exchange rates by country.
Web Link: Use an online currency converter
x-rates.com
• From the Menu, choose Currency Calculator.
– Choose what type of currency you want to convert.
– Choose what you want to convert it into.
– Click Calculate.
RBC Royal Bank
http://www.rbcroyalbank.com/cgi-bin/travel/currency-converter.pl
• Choose Cash.
– Identify the type of currency you have.
– Indicate how much of that currency you have.
– Identify the currency you want.Page 43
Web Link: Find out how to calculate overtime in your province
WorkRights.ca
http://www.workrights.ca/content.php?doc=22
• Read the general information.
• Click on the blue NS tab at the top to get specific information for Nova Scotia.Page 49
F.Y.I.:Find current income tax, EI, and CPP rates
Canada Revenue Agency
http://www.cra-arc.gc.ca/esrvc-srvce/tx/bsnss/pdoc-eng.html
• Calculate tax, CPP, EI, and other deductions online.
• This calculator works only for employees who are employed for a full year.
Canada Revenue Agency
http://www.cra-arc.gc.ca/tx/bsnss/tpcs/pyrll/t4032/menu-eng.html
• Choose Nova Scotia.
• Section A: Download payroll deductions tables.
• Section B: For CPP rates, identify whether the contributions are weekly, biweekly, semimonthly, or monthly and download the table.
• Section C: Download EI rates.
• Sections D and E: For Federal and Nova Scotia provincial tax deductions tables, identify whether payments are weekly, biweekly, semimonthly, or monthly.
TaxTips.ca
http://www.taxtips.ca/calculators/taxcalculator.htm
• Calculate tax, CPP, EI, and other deductions online.
• Follow the online directions to use the Canadian Tax Calculator.
Government of Canada
http://www.servicecanada.gc.ca/eng/isp/pub/factsheets/cppretirement/contribute.shtml
• See "How much do I contribute to CPP?" for maximum annual amount of CPP payable in the current year.
• Includes information on minimum must make before paying CPP.Government of Canada
http://www.servicecanada.gc.ca/eng/ei/information/maximum2013.shtml
• See information on maximum insurable earnings for current year.
Page 76
Web Link: More information about Employment Insurance
Government of Canada
http://www.servicecanada.gc.ca/eng/sc/ei/index.shtml
• Provides information on types of EI benefits and how to access them.
The following pages have been revised in the Mathematics 10 Financial Mathematics Student Resource and Teacher’s Supplement due to an error in the Income Tax calculations. We apologize for the inconvenience.
Student Edition
FM.4 Net Pay: Example 2, Your Turn, Check Your Understanding, Work With It, Discuss It. Pages 49-55.
FM.5 Other Forms of Income, Work With It. Page 66.
FM.4 and FM.5 Answers. Pages 94-96.
Review and Practice Test Answers. Page 101.
Teacher’s Supplement
FM.4 Net Pay: Example 2, Your Turn, Check Your Understanding, Work With It, Discuss It. Pages 57-60.
BLMs
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