Use this link to download a full correlation showing how the materials and activities in Mathematics for Workplace and Everyday Life 12 meets the curriculum for MEL4E. Curriculum Correlation
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Use these links to download the Generic Masters in PDF Format. Master 1 Part A Taking Stock
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Master 2 Part B Making a Move
(82.0K)
Master 3 Part C Completing a Tax Return
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Master 4 Part D Renovating a Room
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Master 5 Managing Finances Task Rubric
(117.0K)
Master 6 Managing Finances Answers
(100.0K)
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Chapter 1 Pages 16, 30 | ||
| Random number generators | ||
| Select the maximum and minimum values and the number of random numbers to be generated. ( http://www.graphpad.com/quickcalcs/randomn1.cfm ) |
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| Random number generators | ||
| Select the maximum and minimum values then click GENERATE for each number. ( http://www.random.org/ ) |
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| Random number generators | ||
| Select the maximum and minimum values then click ENTER for each number. ( http://www.mathgoodies.com/calculators/random_no_custom.html ) |
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Page 34 | ||
| Local weather forecasts for Ontario locations | ||
| Environment Canada’s weather office. Search by province and town. ( http://www.weatheroffice.gc.ca/forecast/canada/index_e.html?id=ON ) |
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Chapter 2 Pages 46, 49 | ||
| Online calculators with TVM Solver | ||
| An online TVM calculator; click the Time Value of Money tab for explanations and examples involving present value and future value. ( http://www.zenwealth.com/BusinessFinanceOnline/TVM/TVMCalculator.html ) |
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Page 63 | ||
| Budget templates | ||
| Excel spreadsheet with instructions embedded. ( http://www.alisongriffiths.ca/tools.php ) |
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| Budget templates | ||
| An online budget worksheet; an Excel version can also be downloaded. ( http://www.gailvazoxlade.com/resources/interactive_budget_worksheet.html ) |
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Chapter 3 Page 76; BLM 3–1 | ||
| Information about rental accommodations | ||
| Multiple Listing Service (MLS) database of properties for rent and for sale. Search criteria include location, number of bedrooms, and rent. ( ttp://www.mls.ca/PropertySearch.aspx?Vs=Residential ) |
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| Information about rental accommodations | ||
| Listings of houses and apartments for rent ( http://www.hometrader.ca/CategoryRental.aspx ) |
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Page 94 | ||
| Rhyme for number of days in each month | ||
| Shows over 70 variations of the rhyme for the numbers of days in each month. ( http://www.leapyearday.com/30Days.htm ) |
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Page 113 | ||
| Canada Revenue Agency (CRA) | ||
| A resource for educators; gives an introduction to Canada’s tax system and the practical skill of preparing a basic income tax return. ( http://www.cra-arc.gc.ca/educators/ ) |
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| Teaching materials from the CRA | ||
| Access PDF formats of the student workbook and teacher’s manual for CRA’s Teaching Taxes program; can order student workbooks in paper format. ( http://www.cra-arc.gc.ca/tx/ndvdls/tchtx/menu-eng.html ) |
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Page 115 | ||
| Federal TD1 form | ||
| In the search bar, type TD1, then click SEARCH. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Pages 116, 130, 140 | ||
| CRA payroll deductions calculator | ||
| An online payroll deductions calculator from the Canada Revenue Agency ( https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English ) |
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Page 118 | ||
| Reporting tips and gratuities | ||
| A summary of Canada Revenue ( http://www.wetax.ca/tax-tips-for-service-industry-employees ) |
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| Reporting tips and gratuities | ||
| In the search bar, type tips and gratuities then click SEARCH. ( http://www.cra-arc.gc.ca/menu-eng.html ) |
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Page 121 | ||
| T4 and T1 General forms | ||
| In the search bar, type T4 or T1 General, click SEARCH. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 123 | ||
| Online course on filing income tax | ||
| Online course on how to file a basic income tax return directed to students. Click on Module 4: Complete a Personal Income Tax and Benefit Return. ( http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/lrn-tx/menu-eng.html ) |
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Page 126 | ||
| Schedule 1, Ontario Tax, and T1 General forms | ||
| Click on Tax packages, next click on the most recent General Income Tax and Benefit Package, and then click on Ontario. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 128 | ||
| Ontario General Income Tax and Benefit Guide | ||
| Click on Tax packages, next click on the most recent General Income Tax and Benefit Package, and then click on Ontario. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 132 Tax preparation software | ||
| NETFILE | ||
| Canada Revenue Agency lists tax preparation software packages that are compatible with CRA’s NETFILE. ( http://www.netfile.gc.ca/sftwr-eng.html ) |
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| UFile | ||
| Click on TRY it for FREE ( http://www.ufile.ca/ ) |
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| TaxFreeway | ||
| Click on FREE Tryout. ( http://www.taxfreeway.ca/ ) |
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| MyTaxExpress | ||
| Click on View Demo. ( http://www.mytaxexpress.com/ ) |
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| GenuTax | ||
| Click on 14-day trial version. ( http://www.genutax.ca/ ) |
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| NETFILE | ||
| Click on NETFILE. ( http://www.cra-arc.gc.ca/esrvc-srvce/tx/ndvdls/menu-eng.html ) |
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| Tax preparation services | ||
| A list of tax preparation firms in Ontario ( http://www.taxtips.ca/busdir/taxpreparation/ontario.htm ) |
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Page 133 | ||
| Community Volunteer Income Tax Program | ||
| Information about Canada Revenue Agency’s Community Volunteer Income Tax Program ( www.cra.gc.ca/volunteer ) |
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Page 135 | ||
| Ontario Income Tax and Benefit Package | ||
| Click on Tax packages, next click on the most recent General Income Tax and Benefit Package, and then click on Ontario. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 151 | ||
| Statistics about average total income | ||
| Information from Statistics Canada. Scroll down and click on Average total income by economic family types. ( http://www40.statcan.gc.ca/l01/ind01/l3_3868-eng.htm?hili_none ) |
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Page 155 | ||
| Real estate abbreviations | ||
| A comprehensive list of abbreviations provided by the Ottawa Real Estate Board ( http://www.ottawarealestate.org/abbreviations.shtml ) |
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| Real estate abbreviations | ||
| A list of abbreviations posted by a real estate agent ( http://www.dennisparadis.com/Abbreviations/page_673339.html ) |
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| Real estate abbreviations | ||
| A list of abbreviations posted by a real estate agent ( http://www.tassorealestate.ca/TRANSLATED-MLS-ABBREVIATIONS-IN-REAL-ESTATE-Mississauga-HOU... ) |
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Pages 155, 175 | ||
| Multiple Listing Service | ||
| Multiple Listing Service database of homes for sale or rent ( http://www.mls.ca/PropertySearch.aspx?Vs=Residential ) |
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Page 161 | ||
| Glossary of mortgage terms | ||
| Published by the Canada Mortgage and Housing Corporation. ( http://www.cmhc-schl.gc.ca/en/co/buho/hostst/hostst_011.cfm ) |
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Pages 161, 175 | ||
| Canadian mortgage calculator | ||
| Gives a detailed breakdown of costs and amortization for specified terms. ( http://www.canequity.com/mortgage-calculator/ ) |
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Page 162 | ||
| Affordability rules | ||
| Scroll down to How Much Can You Afford? ( http://www.cmhc-schl.gc.ca/en/co/buho/hostst/hostst_002.cfm ) |
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Pages 162, 175 | ||
| Mortgage interest rates | ||
| Current closed and variable rates for different terms from different mortgage providers ( http://www.canadamortgage.com/RatesShow/ShowRates.cfm ) |
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Page 165 | ||
| Effect of amortization total cost of mortgage | ||
| Enter a mortgage amount and the term of the loan. ( http://www.nbc.ca/WebInfoWeb/DispatchRequest?aliasDispatcher=depreciation&action=21&lang=... ) |
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Chapter 6 Page 215; BLM 6–5 | ||
| Road trip planners | ||
| Plan routes and get maps between North American destinations. ( http://www.caasco.com/travel/maps-triptik/index.jsp ) |
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| Road trip planners | ||
| Customize a trip itinerary; no maps available. ( http://www.freetrip.com/ ) |
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| Road trip planners | ||
| Local gasoline prices in Canada and the U.S. ( http://gasbuddy.com/ ) |
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| Currency exchange rates | ||
| Use exchange rates from the Bank of Canada to convert to and from Canadian dollars. ( http://www.bankofcanada.ca/en/rates/converter.html ) |
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| Currency exchange rates | ||
| Convert among different currencies. ( http://money.cnn.com/data/currencies/converter/index.html ) |
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Canadian Retailers | ||
| Sears | ||
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( http://www.sears.ca/ ) |
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| Walmart | ||
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( http://www.walmart.ca/ ) |
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| Canadian Tire | ||
| Access the Canadian web sites for Sears, Walmart, and Canadian Tire. ( http://www.canadiantire.ca/ ) |
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US Retailers | ||
| Sears | ||
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( http://www.sears.com/ ) |
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| Walmart | ||
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( http://www.walmart.com/ ) |
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| Target | ||
| Access the American web sites for Sears, Walmart, and Target. ( http://www.target.com/ ) |
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Chapter 7 Page 223 | ||
| Interactive closet design programs | ||
| Rubbermaid’s interactive closet design program. ( http://www.rubbermaid.com/Pages/closet-designer-configurations.aspx ) |
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| Interactive closet design programs | ||
| An interactive closet design program. ( http://www.easyclosets.com/ClosetDesign.aspx ) |
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Page 231 | ||
| Interactive landscape design programs | ||
| Interactive garden design program. ( http://www.bbc.co.uk/gardening/design/ ) |
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| Interactive landscape design programs | ||
| Create a design and save it online; must log in. ( http://www.bhg.com/gardening/design/nature-lovers/welcome-to-plan-a-garden/ ) |
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Page 240 | ||
| Information about the Titanic | ||
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( http://www.webtitanic.net/framefacts.html ) |
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| Information about the Titanic | ||
| Information about the Titanic. ( http://users.senet.com.au/~gittins/dimensions.html ) |
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Chapter 2 Page 52 (Tech Tip related to using TVM Solver) Pages 56, 57 (Exercises) | ||
| http://www.zenwealth.com/BusinessFinanceOnline/TVM/TVMCalculator.html | ||
| An online TVM calculator; students can click the Time Value of Money tab for explanations and examples involving present value and future value. ( http://www.zenwealth.com/BusinessFinanceOnline/TVM/TVMCalculator.html ) |
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| http://www.grunderware.com/grunderware/index.htm | ||
| An online simple financial calculator (TVM) for calculating the present value or future value in one time transactions. ( http://www.grunderware.com/grunderware/index.htm ) |
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Page 70 Budget templates | ||
| http://www.mdmproofing.com/iym/products/simple-budget/ | ||
| Excel spreadsheet with three main categories: “What’s Coming In,” “What’s Going Out (fixed)” and “What’s Going Out (variable)” ( http://www.mdmproofing.com/iym/products/simple-budget/ ) |
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| http://office.microsoft.com/en-us/templates/CT101172321033.aspx | ||
| A variety of Excel spreadsheets. Personal budget worksheet and Family monthly budget planner are appropriate for all students; PersonalMonthlyBudget can be used by students with Excel 2007 or later. ( http://office.microsoft.com/en-us/templates/CT101172321033.aspx ) |
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| http://financialplan.about.com/cs/budgeting/l/blbudget.htm | ||
| A worksheet, which students would print out, then calculate on their own. ( http://financialplan.about.com/cs/budgeting/l/blbudget.htm ) |
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Chapter 3 Page 91 Rental accommodation web sites | ||
| http://www.mls.ca/PropertySearch.aspx?Vs=Residential | ||
| Multiple Listing Service (MLS) database of properties for rent and for sale. Students can enter search criteria, such as location, number of bedrooms, and rent. ( http://www.mls.ca/PropertySearch.aspx?Vs=Residential ) |
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| http://www.hometrader.ca/CategoryRental.aspx | ||
| Listings of houses and apartments for rent ( http://www.hometrader.ca/CategoryRental.aspx ) |
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Page 93 Moving checklists | ||
| http://www.ingdirect.ca/en/mortgages/movingchecklist/index.html | ||
| A detailed checklist of tasks that students can print; organized by week from more than 7 weeks prior to the move until after the move. ( http://www.ingdirect.ca/en/mortgages/movingchecklist/index.html ) |
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| https://ssl.postescanada-canadapost.ca/smartmoves/checklist/default-e.aspx | ||
| Students can customize this checklist and save it online or print it. ( https://ssl.postescanada-canadapost.ca/smartmoves/checklist/default-e.aspx ) |
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Page 98 Classified ads | ||
| http://www.kijiji.ca/ | ||
| Online buy/sell community; personal ads have been removed from kijiji. ( http://www.kijiji.ca/ ) |
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Page 109 Landlord and Tenant Board – rights and responsibilities | ||
| http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html | ||
| Information from Ontario’s Landlord and Tenant Board about the rights and responsibilities of landlords and tenants ( http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html ) |
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Page 111 Landlord and Tenant Board – paying rent in Ontario | ||
| http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html | ||
| Information about rent from Ontario’s Landlord and Tenant Board; included under the heading Rights and Responsibilities ( http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html ) |
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Page 113 Rental agreements | ||
| http://www.cmhc-schl.gc.ca/en/co/reho/yogureho/fore/replli/replli_003.cfm | ||
| Information about rental agreements from the Canada Mortgage and Housing Corporation ( http://www.cmhc-schl.gc.ca/en/co/reho/yogureho/fore/replli/replli_003.cfm ) |
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| http://www.thecanadianlandlordalliance.com/docs/LeaseAgreement.pdf | ||
| A sample rental agreement from the Canadian Landlord Alliance. ( http://www.thecanadianlandlordalliance.com/docs/LeaseAgreement.pdf ) |
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Page 115 Landlord and Tenant Board – annual rent increase | ||
| http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html | ||
| Information about rent from Ontario’s Landlord and Tenant Board; included under the heading Rights and Responsibilities ( http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html ) |
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Chapter 4 Page 129 Federal TD1 form | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type TD1, then click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 130 CRA Payroll Deductions Calculator | ||
| https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English | ||
| An online payroll deductions calculator from the Canada Revenue Agency ( https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English ) |
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Page 135 T1 General form | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type T1 General, click Search. Check the box Search in our forms and publications only, then click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 140 T1 General form | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type T1 General, click Search. Check the box Search in our forms and publications only, then click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 141 General Income Tax and Benefit Guide | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type General Income Tax and Benefit Guide, click Search. Check the box Search in our forms and publications only, then click Search. Choose All Provinces Except Non-Residents ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 143 T1 General form | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type T1 General, click Search. Check the box Search in our forms and publications only, then click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 144 Schedule 1 | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type Schedule 1, click Search. Check the box Search in our forms and publications only, then click Search. Choose Common (Except Quebec and Non-residents). ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 144 Ontario Tax Form ON428 | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type ON428, click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 146 Forms and publications from Revenue Canada | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| This link takes students to the Canada Revenue Agency’s Forms and Publications page. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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Page 147 CRA Payroll Deductions Calculator | ||
| https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English | ||
| An online payroll deductions calculator from the Canada Revenue Agency ( https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English ) |
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Page 148 Tax preparation software | ||
| http://quicktax.intuit.ca/tax-software/personal-products/intuit.jsp | ||
| For most students, the Standard online package is appropriate. ( http://quicktax.intuit.ca/tax-software/personal-products/intuit.jsp ) |
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| http://www.ufile.ca/ | ||
| Students can explore UFile online ( http://www.ufile.ca/ ) |
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| http://www.netfile.gc.ca/sftwr-eng.html | ||
| Canada Revenue Agency lists tax preparation software packages that are compatible with CRA’s NETFILE. ( http://www.netfile.gc.ca/sftwr-eng.html ) |
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Page 149 Resources on the CRA website | ||
| http://www.cra-arc.gc.ca/formspubs/t1gnrl/llyrs-eng.html | ||
| Select the tax package for the current tax year. ( http://www.cra-arc.gc.ca/formspubs/t1gnrl/llyrs-eng.html ) |
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Page 151 Income tax preparation services | ||
| http://www.taxtips.ca/busdir/taxpreparation/ontario.htm | ||
| A list of tax preparation firms in Ontario ( http://www.taxtips.ca/busdir/taxpreparation/ontario.htm ) |
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| http://www.cga-ontario.org/Tax_Preparation_Services.aspx | ||
| Tax preparation services offered by Certified General Accountants ( http://www.cga-ontario.org/Tax_Preparation_Services.aspx ) |
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Page 151 Community Volunteer Income Tax Program | ||
| www.cra.gc.ca/volunteer | ||
| Information about Canada Revenue Agency’s Community Volunteer Income Tax Program ( www.cra.gc.ca/volunteer ) |
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Page 157 CRA Payroll Deductions Calculator | ||
| https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English | ||
| An online payroll deductions calculator from the Canada Revenue Agency ( https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English ) |
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Chapter 5 Page 167 Real estate abbreviations | ||
| http://www.ottawarealestate.org/abbreviations.shtml | ||
| A comprehensive list of abbreviations provided by the Ottawa Real Estate Board ( http://www.ottawarealestate.org/abbreviations.shtml ) |
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| http://www.dennisparadis.com/Abbreviations/page_673339.html | ||
| A list of abbreviations posted by a real estate agent ( http://www.dennisparadis.com/Abbreviations/page_673339.html ) |
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| http://www.tassorealestate.ca/TRANSLATED-MLS-ABBREVIATIONS-IN-REAL-ESTATE-Mississauga-HOU... | ||
| A list of abbreviations posted by a real estate agent ( http://www.tassorealestate.ca/TRANSLATED-MLS-ABBREVIATIONS-IN-REAL-ESTATE-Mississauga-HOU... ) |
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Page 168 Real estate websites | ||
| http://www.mls.ca/PropertySearch.aspx?Vs=Residential | ||
| Multiple Listing Service database of homes for sale or rent ( http://www.mls.ca/PropertySearch.aspx?Vs=Residential ) |
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| ||
| http://www.hometrader.ca/CategoryRental.aspx | ||
| Listings of houses and apartments for rent ( http://www.hometrader.ca/CategoryRental.aspx ) |
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|
Page 170 (Tech Tip related to using TVM Solver) Pages 176, 177, 182 (Exercises) | ||
| http://www.zenwealth.com/BusinessFinanceOnline/TVM/TVMCalculator.html | ||
| An online TVM calculator; students can click the Time Value of Money tab for explanations and examples involving present value and future value. ( http://www.zenwealth.com/BusinessFinanceOnline/TVM/TVMCalculator.html ) |
||
| ||
| ||
| ||
| http://www.grunderware.com/grunderware/index.htm | ||
| An online simple financial calculator (TVM) for calculating the present value or future value in one time transactions. ( http://www.grunderware.com/grunderware/index.htm ) |
||
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Page 177 Mortgage interest rates | ||
| http://www.canadamortgage.com/RatesShow/ShowRates.cfm | ||
| Current closed and variable rates for different terms from different mortgage providers ( http://www.canadamortgage.com/RatesShow/ShowRates.cfm ) |
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Page 186 Real estate search | ||
| http://www.realtor.ca/index.aspx?cul=1 | ||
| Access to MLS listings through realtor.ca ( http://www.realtor.ca/index.aspx?cul=1 ) |
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Chapter 6 Page 220 Unit conversions | ||
| http://www.allmeasures.com/ | ||
| A comprehensive list of conversions for measures including area, distance, speed, mass, and many others ( http://www.allmeasures.com/ ) |
||
| ||
| ||
| ||
| http://www.unitconversion.org/ | ||
| Source for conversions of measures in a variety of units ( http://www.unitconversion.org/ ) |
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Page 221 Road trip planners | ||
| http://www.freetrip.com/ | ||
| Students can customize a trip itinerary; no maps available ( http://www.freetrip.com/ ) |
||
| ||
| ||
| ||
| http://www.caasco.com/travel/maps-triptik/index.jsp | ||
| Use CAA’s online TripTik planner to plan routes and get maps between North American destinations. ( http://www.caasco.com/travel/maps-triptik/index.jsp ) |
||
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Page 221 Currency exchange rates | ||
| http://www.bankofcanada.ca/en/rates/converter.html | ||
| Use the latest noon exchange rates from the Bank of Canada to convert currency. ( http://www.bankofcanada.ca/en/rates/converter.html ) |
||
| ||
| ||
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|
Page 222 Exact conversions | ||
| http://www.allmeasures.com/ | ||
| A comprehensive list of conversions for measures including area, distance, speed, mass, and many others ( http://www.allmeasures.com/ ) |
||
| ||
| ||
| ||
| http://www.unitconversion.org/ | ||
| Source for conversions of measures in a variety of units ( http://www.unitconversion.org/ ) |
||
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|
Page 232 Unit conversions | ||
| http://www.allmeasures.com/ | ||
| A comprehensive list of conversions for measures including area, distance, speed, mass, and many others ( http://www.allmeasures.com/ ) |
||
| ||
| ||
| ||
| http://www.unitconversion.org/ | ||
| Source for conversions of measures in a variety of units ( http://www.unitconversion.org/ ) |
||
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|
Page 232 Canadian and American retailers Canadian retailers | ||
| http://www.sears.ca/ | ||
|
( http://www.sears.ca/ ) |
||
| ||
| ||
| ||
| http://www.walmart.ca/ | ||
|
( http://www.walmart.ca/ ) |
||
| ||
| ||
| ||
| http://www.canadiantire.ca/ | ||
|
( http://www.canadiantire.ca/ ) |
||
| ||
| ||
| ||
|
|
|
|
US Retailers | ||
| http://www.sears.com/ | ||
|
( http://www.sears.com/ ) |
||
| ||
| ||
| ||
| http://www.walmart.com/ | ||
|
( http://www.walmart.com/ ) |
||
| ||
| ||
| ||
| http://www.target.com/ | ||
|
( http://www.target.com/ ) |
||
| ||
| ||
| ||
|
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|
Chapter 7 Page 244 Interactive bathroom planner | ||
| http://www.reece.com.au/create/BathroomPlanner | ||
| A very detailed bathroom planner that allows for irregular shaped rooms ( http://www.reece.com.au/create/BathroomPlanner ) |
||
| ||
| ||
| ||
| http://www.bathroom-furniture-guide.com/virtual-bathroom-design.htm | ||
| Students select the shape that most closely matches the bathroom and enter the dimensions ( http://www.bathroom-furniture-guide.com/virtual-bathroom-design.htm ) |
||
| ||
| ||
| ||
|
|
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|
Page 252 Sources of inexpensive used appliances and materials (Breakfast Club question) | ||
| http://www.kijiji.ca/ | ||
| Online buy/sell community; personal ads have been removed from kijiji ( http://www.kijiji.ca/ ) |
||
| ||
| ||
| ||
|
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|
Page 91 Rental accommodation web sites | ||
| http://www.mls.ca/PropertySearch.aspx?Vs=Residential | ||
| Multiple Listing Service (MLS) database of properties for rent and for sale. Students can enter search criteria, such as location, number of bedrooms, and rent. ( http://www.mls.ca/PropertySearch.aspx?Vs=Residential ) |
||
| ||
| ||
| ||
| http://www.hometrader.ca/CategoryRental.aspx | ||
| Listings of houses and apartments for rent ( http://www.hometrader.ca/CategoryRental.aspx ) |
||
| ||
| ||
| ||
|
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|
Page 93 Moving checklists | ||
| http://www.ingdirect.ca/en/mortgages/movingchecklist/index.html | ||
| A detailed checklist of tasks that students can print; organized by week from more than 7 weeks prior to the move until after the move. ( http://www.ingdirect.ca/en/mortgages/movingchecklist/index.html ) |
||
| ||
| ||
| ||
| https://ssl.postescanada-canadapost.ca/smartmoves/checklist/default-e.aspx | ||
| Students can customize this checklist and save it online or print it. ( https://ssl.postescanada-canadapost.ca/smartmoves/checklist/default-e.aspx ) |
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| ||
| ||
| ||
|
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|
Page 98 Classified ads | ||
| http://www.kijiji.ca/ | ||
| Online buy/sell community; personal ads have been removed from kijiji. ( http://www.kijiji.ca/ ) |
||
| ||
| ||
| ||
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|
Page 109 Landlord and Tenant Board – rights and responsibilities | ||
| http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html | ||
| Information from Ontario’s Landlord and Tenant Board about the rights and responsibilities of landlords and tenants ( http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html ) |
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|
Page 111 Landlord and Tenant Board – paying rent in Ontario | ||
| http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html | ||
| Information about rent from Ontario’s Landlord and Tenant Board; included under the heading Rights and Responsibilities ( http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html ) |
||
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Page 113 Rental agreements | ||
| http://www.cmhc-schl.gc.ca/en/co/reho/yogureho/fore/replli/replli_003.cfm | ||
| Information about rental agreements from the Canada Mortgage and Housing Corporation ( http://www.cmhc-schl.gc.ca/en/co/reho/yogureho/fore/replli/replli_003.cfm ) |
||
| ||
| ||
| ||
| http://www.thecanadianlandlordalliance.com/docs/LeaseAgreement.pdf | ||
| A sample rental agreement from the Canadian Landlord Alliance. ( http://www.thecanadianlandlordalliance.com/docs/LeaseAgreement.pdf ) |
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| ||
|
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|
Page 115 Landlord and Tenant Board – annual rent increase | ||
| http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html | ||
| Information about rent from Ontario’s Landlord and Tenant Board; included under the heading Rights and Responsibilities ( http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111232.html ) |
||
| ||
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|
Page 129 Federal TD1 form | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type TD1, then click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
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| ||
|
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|
Page 130 CRA Payroll Deductions Calculator | ||
| https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English | ||
| An online payroll deductions calculator from the Canada Revenue Agency ( https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English ) |
||
| ||
| ||
| ||
|
|
|
|
Page 135 T1 General form | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type T1 General, click Search. Check the box Search in our forms and publications only, then click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
||
| ||
| ||
| ||
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|
Page 140 T1 General form | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type T1 General, click Search. Check the box Search in our forms and publications only, then click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
||
| ||
| ||
| ||
|
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|
Page 141 General Income Tax and Benefit Guide | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type General Income Tax and Benefit Guide, click Search. Check the box Search in our forms and publications only, then click Search. Choose All Provinces Except Non-Residents ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
||
| ||
| ||
| ||
|
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|
Page 143 T1 General form | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type T1 General, click Search. Check the box Search in our forms and publications only, then click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
||
| ||
| ||
| ||
|
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|
Page 144 Schedule 1 | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type Schedule 1, click Search. Check the box Search in our forms and publications only, then click Search. Choose Common (Except Quebec and Non-residents). ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
||
| ||
| ||
| ||
|
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|
Page 144 Ontario Tax Form ON428 | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| In the search bar, type ON428, click Search. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
||
| ||
| ||
| ||
|
|
|
|
Page 146 Forms and publications from Revenue Canada | ||
| http://www.cra-arc.gc.ca/formspubs/menu-eng.html | ||
| This link takes students to the Canada Revenue Agency’s Forms and Publications page. ( http://www.cra-arc.gc.ca/formspubs/menu-eng.html ) |
||
| ||
| ||
| ||
|
|
|
|
Page 147 CRA Payroll Deductions Calculator | ||
| https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English | ||
| An online payroll deductions calculator from the Canada Revenue Agency ( https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English ) |
||
| ||
| ||
| ||
|
|
|
|
Page 148 Tax preparation software | ||
| http://quicktax.intuit.ca/tax-software/personal-products/intuit.jsp | ||
| For most students, the Standard online package is appropriate. ( http://quicktax.intuit.ca/tax-software/personal-products/intuit.jsp ) |
||
| ||
| ||
| ||
| http://www.ufile.ca/ | ||
| Students can explore UFile online ( http://www.ufile.ca/ ) |
||
| ||
| ||
| ||
| http://www.netfile.gc.ca/sftwr-eng.html | ||
| Canada Revenue Agency lists tax preparation software packages that are compatible with CRA’s NETFILE. ( http://www.netfile.gc.ca/sftwr-eng.html ) |
||
| ||
| ||
| ||
|
|
|
|
Page 149 Resources on the CRA website | ||
| http://www.cra-arc.gc.ca/formspubs/t1gnrl/llyrs-eng.html | ||
| Select the tax package for the current tax year. ( http://www.cra-arc.gc.ca/formspubs/t1gnrl/llyrs-eng.html ) |
||
| ||
| ||
| ||
|
|
|
|
Page 151 Income tax preparation services | ||
| http://www.taxtips.ca/busdir/taxpreparation/ontario.htm | ||
| A list of tax preparation firms in Ontario ( http://www.taxtips.ca/busdir/taxpreparation/ontario.htm ) |
||
| ||
| ||
| ||
| http://www.cga-ontario.org/Tax_Preparation_Services.aspx | ||
| Tax preparation services offered by Certified General Accountants ( http://www.cga-ontario.org/Tax_Preparation_Services.aspx ) |
||
| ||
| ||
| ||
|
|
|
|
Page 151 Community Volunteer Income Tax Program | ||
| www.cra.gc.ca/volunteer | ||
| Information about Canada Revenue Agency’s Community Volunteer Income Tax Program ( www.cra.gc.ca/volunteer ) |
||
| ||
| ||
| ||
|
|
|
|
Page 157 CRA Payroll Deductions Calculator | ||
| https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English | ||
| An online payroll deductions calculator from the Canada Revenue Agency ( https://apps.cra-arc.gc.ca/ebci/rhpd/startLanguage.do?lang=English ) |
||
| ||
| ||
| ||
|
|
|
|
Page 167 Real estate abbreviations | ||
| http://www.ottawarealestate.org/abbreviations.shtml | ||
| A comprehensive list of abbreviations provided by the Ottawa Real Estate Board ( http://www.ottawarealestate.org/abbreviations.shtml ) |
||
| ||
| ||
| ||
| http://www.dennisparadis.com/Abbreviations/page_673339.html | ||
| A list of abbreviations posted by a real estate agent ( http://www.dennisparadis.com/Abbreviations/page_673339.html ) |
||
| ||
| ||
| ||
| http://www.tassorealestate.ca/TRANSLATED-MLS-ABBREVIATIONS-IN-REAL-ESTATE-Mississauga-HOU... | ||
| A list of abbreviations posted by a real estate agent ( http://www.tassorealestate.ca/TRANSLATED-MLS-ABBREVIATIONS-IN-REAL-ESTATE-Mississauga-HOU... ) |
||
| ||
| ||
| ||
|
|
|
|
Page 168 Real estate websites | ||
| http://www.mls.ca/PropertySearch.aspx?Vs=Residential | ||
| Multiple Listing Service database of homes for sale or rent ( http://www.mls.ca/PropertySearch.aspx?Vs=Residential ) |
||
| ||
| ||
| ||
| http://www.hometrader.ca/CategoryRental.aspx | ||
| Listings of houses and apartments for rent ( http://www.hometrader.ca/CategoryRental.aspx ) |
||
| ||
| ||
| ||
|
|
|
|
Page 170 (Tech Tip related to using TVM Solver) Pages 176, 177, 182 (Exercises) | ||
| http://www.zenwealth.com/BusinessFinanceOnline/TVM/TVMCalculator.html | ||
| An online TVM calculator; students can click the Time Value of Money tab for explanations and examples involving present value and future value. ( http://www.zenwealth.com/BusinessFinanceOnline/TVM/TVMCalculator.html ) |
||
| ||
| ||
| ||
| http://www.grunderware.com/grunderware/index.htm | ||
| An online simple financial calculator (TVM) for calculating the present value or future value in one time transactions. ( http://www.grunderware.com/grunderware/index.htm ) |
||
| ||
| ||
| ||
|
|
|
|
Page 177 Mortgage interest rates | ||
| http://www.canadamortgage.com/RatesShow/ShowRates.cfm | ||
| Current closed and variable rates for different terms from different mortgage providers ( http://www.canadamortgage.com/RatesShow/ShowRates.cfm ) |
||
| ||
| ||
| ||
|
|
|
|
Page 186 Real estate search | ||
| http://www.realtor.ca/index.aspx?cul=1 | ||
| Access to MLS listings through realtor.ca ( http://www.realtor.ca/index.aspx?cul=1 ) |
||
| ||
| ||
| ||
|
|
|
|
Page 220 Unit conversions | ||
| http://www.allmeasures.com/ | ||
| A comprehensive list of conversions for measures including area, distance, speed, mass, and many others ( http://www.allmeasures.com/ ) |
||
| ||
| ||
| ||
| http://www.unitconversion.org/ | ||
| Source for conversions of measures in a variety of units ( http://www.unitconversion.org/ ) |
||
| ||
| ||
| ||
|
|
|
|
Page 221 Road trip planners | ||
| http://www.freetrip.com/ | ||
| Students can customize a trip itinerary; no maps available ( http://www.freetrip.com/ ) |
||
| ||
| ||
| ||
| http://www.caasco.com/travel/maps-triptik/index.jsp | ||
| Use CAA’s online TripTik planner to plan routes and get maps between North American destinations. ( http://www.caasco.com/travel/maps-triptik/index.jsp ) |
||
| ||
| ||
| ||
|
|
|
|
Page 221 Currency exchange rates | ||
| http://www.bankofcanada.ca/en/rates/converter.html | ||
| Use the latest noon exchange rates from the Bank of Canada to convert currency. ( http://www.bankofcanada.ca/en/rates/converter.html ) |
||
| ||
| ||
| ||
|
|
|
|
Page 222 Exact conversions | ||
| http://www.allmeasures.com/ | ||
| A comprehensive list of conversions for measures including area, distance, speed, mass, and many others ( http://www.allmeasures.com/ ) |
||
| ||
| ||
| ||
| http://www.unitconversion.org/ | ||
| Source for conversions of measures in a variety of units ( http://www.unitconversion.org/ ) |
||
| ||
| ||
| ||
|
|
|
|
Page 232 Unit conversions | ||
| http://www.allmeasures.com/ | ||
| A comprehensive list of conversions for measures including area, distance, speed, mass, and many others ( http://www.allmeasures.com/ ) |
||
| ||
| ||
| ||
| http://www.unitconversion.org/ | ||
| Source for conversions of measures in a variety of units ( http://www.unitconversion.org/ ) |
||
| ||
| ||
| ||
|
|
|
|
Page 232 Canadian and American retailers Canadian retailers | ||
| http://www.sears.ca/ | ||
|
( http://www.sears.ca/ ) |
||
| ||
| ||
| ||
| http://www.walmart.ca/ | ||
|
( http://www.walmart.ca/ ) |
||
| ||
| ||
| ||
| http://www.canadiantire.ca/ | ||
|
( http://www.canadiantire.ca/ ) |
||
| ||
| ||
| ||
|
|
|
|
US Retailers | ||
| http://www.sears.com/ | ||
|
( http://www.sears.com/ ) |
||
| ||
| ||
| ||
| http://www.walmart.com/ | ||
|
( http://www.walmart.com/ ) |
||
| ||
| ||
| ||
| http://www.target.com/ | ||
|
( http://www.target.com/ ) |
||
| ||
| ||
| ||
|
|
|
|
Page 244 Interactive bathroom planner | ||
| http://www.reece.com.au/create/BathroomPlanner | ||
| A very detailed bathroom planner that allows for irregular shaped rooms ( http://www.reece.com.au/create/BathroomPlanner ) |
||
| ||
| ||
| ||
| http://www.bathroom-furniture-guide.com/virtual-bathroom-design.htm | ||
| Students select the shape that most closely matches the bathroom and enter the dimensions ( http://www.bathroom-furniture-guide.com/virtual-bathroom-design.htm ) |
||
| ||
| ||
| ||
|
|
|
|
Page 252 Sources of inexpensive used appliances and materials (Breakfast Club question) | ||
| http://www.kijiji.ca/ | ||
| Online buy/sell community; personal ads have been removed from kijiji ( http://www.kijiji.ca/ ) |
||
| ||
| ||
| ||
Chapter 1
(2273.0K)